Stellar
$0.1579
-1.0%(24h)30d
Today
-1.0%
30 Days
-16.4%
Price Change (24h)
-$0.001522
BTC$43,500+2.50%
ETH$2,650+1.80%
USDT$1.00+0.00%
BNB$320-0.50%
XRP$0.5200-1.20%
SOL$95.00+3.20%BTC$43,500+2.50%ETH$2,650+1.80%USDT$1.00+0.00%BNB$320-0.50%XRP$0.5200-1.20%SOL$95.00+3.20%Today
-1.0%
30 Days
-16.4%
Price Change (24h)
-$0.001522
XLM
1.58
Stellar is a fast, scalable, decentralized blockchain engineered for financial products and services. Founded in 2014, it connects global financial infrastructure enabling near-instant cross-border transactions. In 2024, protocol 20 introduced full smart contracts. The platform transforms international payments and remittances while bridging real-world assets to DeFi. XLM, Stellar's native currency, pays transaction fees and facilitates currency conversion in seconds. Stellar's proof-of-agreement consensus differs from proof-of-stake and proof-of-work by securing through reputation rather than computing power or tokens. All validators maintain publicly verifiable identities, establishing trust. Unlike other systems, Stellar provides no on-chain validator incentives; organizations run nodes for ecosystem benefit. Leading institutions prefer Stella for bringing real-world assets on-chain due to its speed, low fees, robust asset framework, compliance tools, and anchor network. Significant real-world asset volume flows daily—hundreds of millions in stablecoins and tokenized funds. Franklin Templeton's BENJI, the first U.S. registered money market fund on a public blockchain, exemplifies this. Soroban, Stellar's smart contract platform built in Rust and WebAssembly, supports sophisticated financial applications while preserving efficiency and accessibility. Deterministic concurrency and multi-dimensional fees enable complex operations with predictable costs and sub-five-second finality. Rust's memory safety eliminates vulnerability classes, no-reentrancy design prevents attacks, and authorization-required frameworks reduce attack surface. Soroban targets financial applications specifically—decentralized exchanges, lending, tokenized assets—aligned with Stellar's mission connecting traditional and blockchain finance.
Soroban, Stellar's smart contract platform released in 2024 with Protocol 20, uses Rust and WebAssembly to enable sophisticated financial applications while maintaining efficiency and accessibility. It prioritizes performance through deterministic concurrency and multi-dimensional fees, allowing complex operations with predictable costs and sub-five-second finality. Purpose-built for financial applications rather than general-purpose use.
Stellar is among the best blockchains for cross-border payments through multi-currency transaction support. The protocol converts funds in seconds—first to XLM, then to the desired currency. Combined with ultra-fast consensus and minimal costs, this makes Stellar ideal for remittances and international transactions, offering substantial advantages over traditional methods.
With smart contracts, Stellar now supports comprehensive DeFi applications from decentralized exchanges and lending to tokenized assets, while maintaining core efficiency and accessibility. Soroban's financial focus enables developers to create scalable, secure, accessible services bridging traditional finance with blockchain.
No. XLM (Stellar Lumens) and XRP are distinct cryptocurrencies on different networks. XLM is native to Stellar, a separate project with different founding principles, technology, and governance than Ripple and XRP.
Stellar maintains exceptional security. Unlike other proof-of-stake networks, validators receive no financial incentives. The Stellar Consensus Protocol defends against attacks through Federated Byzantine Agreement, allowing safe consensus and preventing double-spending. FBA relies on trusted node consensus, differing from proof-of-work's computational dependence or proof-of-stake's stake dependence. XLM holders must hold at least one token to stay active. Lumens protect against flood attacks by pricing microtransactions beyond profitable attack viability. Soroban security rests on Rust, endorsed by cybersecurity experts. Strong memory safety eliminates vulnerability classes. Reentrancy is disallowed, preventing major hacks, with authorization-required frameworks replacing blanket permissions. This granular approach reduces attack surface significantly—Soroban is secure by design.
Jed McCaleb founded Stellar with lawyer Joyce Kim after leaving Ripple in 2013 due to disagreements. McCaleb explained in September 2020 that Stellar was designed for fiat currencies and value forms to run parallel with crypto assets—essential for mainstream adoption. His goal was enabling fiat-to-crypto movement while eliminating friction from international transfers. McCaleb serves as CTO and Stellar Development Foundation co-founder, a nonprofit aiming to unlock economic potential by making money more fluid, markets more open, and people more empowered.
Stellar is available on major exchanges: Binance, Coinbase, Kraken, Bittrex, Bitfinex, Upbit, and Huobi. Converting fiat to Bitcoin first before purchasing altcoins is a common approach with available guidance.
Exchange data unavailable.
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